Enter how much you think the house would sell for - NOT the asking price
Zestimate Price Paid
Enter the amount of your original mortgage loan amount
Enter the current balance owed on your mortgage loan
Mortgage interest Rate Enter the current interest rate on your loan
This amount is calculated automatically. If your actual Principal and Interest payment differs from this amount, add or subtract the difference in the next box
Taxes, Ins, Comn Charges
Enter the annual cost of property taxes, insurance and any common charges or association dues for your property.
Enter or estimate the amount of monthly rent you can get for your property
Years to Hold
Enter a number between 1 and 50
This is your time horizon. i.e. I want to see if it's better to sell now or later, and the impact that this decision has on my wealth
(at least 2 of last 5 years)
If this qualifies as your primary residence you can exlcude the gain of up to $500,000 from the sale of your property from taxation.
Complete the input boxes as described. Once all required inputs are complete, the Rent vs Sell calculator will automatically calculate your answer.
Use the links when available to find the data requested if you don't already have that information.
Select the ? Icon next to the input label to learn more about the requested data.
Refresh the model to return all advanced inputs to default amounts.
Rent vs Sell Calculator, Should I Sell My House?
Input values in the calculator on the left to get a quick read on the financial viability of renting or selling your house.
Note: The “Years to Hold” (whichever number of years you choose) is considered the year that the property would be sold. This raises the “Other Costs” in that year to show the client how much they would be paying to sell (selling costs, pay back depreciation, capital gains, etc.). Thus, the "Other Costs" increase significantly if a person were to sell their property in the chosen year. If you
(Rent Out/Sell Now) your property, you'll have $(value) more wealth in (year) years
Net Cash Flow
Wealth (Rent Out)
Wealth (Sell Now)
Difference in Wealth
(Rent Out to Sell Now)
Disclaimer: This calculator is for illustrative purposes only. Please seek professional advice if needed.